Across
- 1. a loan that a person uses to pay for things, but is expected to pay back
- 4. buying stuff without thinking about whether or not you need it Income money earned from working and other means
- 5. something you would like to have but will be okay without
- 6. just like a bank, only its members own it
- 8. a person who is an expert at handling money and can give you information and advice about saving and investing
- 9. something you obtain by going to school and working jobs related to the work you want to do
- 14. the extra fee charged for borrowing money, or the cost of borrowing money
- 15. the knowledge and skills to manage money
- 19. finding out whether or not what you are about to buy can be found for a better price or in better shape at a different store
- 20. a spending plan people make in order to make sure there is enough income to cover all expenses
- 22. Things that are made to be sold
- 26. a place where people put their money for safekeeping, and for ease of use
- 27. when you purchase a security like a stock or bond, in the hopes that over time it will make money
- 28. what you use to pay for something, like cash or a check
- 29. an account that gains interest and allows withdrawals
- 30. payment for work, usually calculated on an hourly, daily, or piecework basis and paid on schedule—usually every week, two weeks, or month
- 31. being trustworthy; being responsible
- 32. a goal that can be achieved in a longer amount of time; it can take months, years, or even an entire lifetime
- 35. what a person owns of value, such as jewelry, savings, art, a home, and a car
- 36. a goal that can be achieved in a short amount of time; it may take a few days, weeks, or months
- 39. a person who starts his or her own business
- 40. an activity or action that might be dangerous
Down
- 2. the price of goods and services rises over time
- 3. a savings certificate that gains interest and has a set time before you can withdraw your money
- 6. stuff you do to make risks less dangerous or not dangerous at all
- 7. considering different information to make a choice
- 10. payment for work, represented as a yearly sum and paid in portions every week, two weeks, or month; can also include sick time and vacation time
- 11. keeping important information to yourself or between yourself and close family members
- 12. helps people pay for medicine and doctors when they are sick or hurt
- 13. a fee added to the sticker price of an item that is paid to the state or city
- 16. the cost we pay when we give up something to get something else
- 17. to use money to buy stuff
- 18. Work people get paid to do
- 20. helps people invest their money
- 21. the cost of the things that people spend money on
- 23. annual tax placed on the money employees make at jobs and collected by the federal government, most states, and some local governments
- 24. doing stuff just because your friends are doing it, or because your friends told you to, because you want your friends to like you and think you are cool
- 25. work you do for money
- 33. giving resources or volunteering time to help those in need
- 34. money set aside for short- or long-term goals
- 37. fees placed on income, purchases, or property to support government programs
- 38. something you truly can not live without