Employee Benefits

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Across
  1. 3. an employee can buy ownership in a company at a discounted price
  2. 6. flexible spending account allows you to use nontaxable money on certain out-of-pocket care costs
  3. 8. someone who relies on someone else for income and care
  4. 10. a formal request to an insurance company asking for a payment when the policyholder has an accident, illness, or injury
  5. 12. someone who receives money if an insured person dies
  6. 13. paid by percentage
  7. 14. family and medical leave act is a mandatory benefit which allows eligible employees to take up to 12 weeks off for unpaid leave for certain situations
  8. 17. provides money to pay for health care for illness, injury, or, in some cases, preventative care
  9. 20. required benefit is set at 6.2% that both the employee and employer must pay to prepare for retirement
  10. 21. provides payments for both liability and property insurance on a vehicle
  11. 22. programs that allow workers to choose the benefits that best meet their personal needs
Down
  1. 1. a salary-reduction retirement plan offered by a for-profit institution where the employer may match your contributions up to a certain percentage
  2. 2. provides payment to replace earnings during times when workers cannot work due to illness or injury
  3. 4. if you get injured at work and cannot work for a while, this mandatory employee benefit will help supplement the income you would be losing
  4. 5. cash set aside that can be used to cover the costs of unexpected expenses
  5. 7. a salary-reduction retirement plan offered by tax-exempt institution, such as a hospital or non-profit organization
  6. 9. employers may offer employee benefits in the form of products or services that add extra value for employees beyond earned wages
  7. 11. benefit of being paid for a day off such as: New Year’s Day, Easter, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas
  8. 15. paid time off can be earned by employees while they work
  9. 16. employer pays a portion of the premium to provide oral hygiene coverage for employees
  10. 18. requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
  11. 19. the risks covered and amount of money paid for losses under an insurance policy