Across
- 4. trying to win or do better than others
- 6. a written agreement
- 10. when you receive money for something you have already paid for
- 11. a stage in life when you don't have to work any longer
- 12. the money you pay for education
- 13. the emotional and physical health of a person
Down
- 1. from a distance
- 2. more than what is expected
- 3. the ability to keep employees
- 5. not mandatory or required
- 7. to discuss and bargain
- 8. a good addition or something more than required
- 9. open to change