End of HT Crossword

2. Costs that do not change with output.
9. Trading items of value in order to raise finance.
12. A business owned by two or more people.
13. Profit after tax that is reinvested in the company.
14. Where owners can only lose the money they have invested in the company.
16. Where a large number of individuals invest in a business.
17. An agreement allowing a business to spend more money than they have in their account.
22. Notes, Coins and money in the bank.
23. Selling price - Variable cost per unit =
25. A type of long-term loan secured on property.
26. Money generated by the business or its current owners.
27. A business owned and run by one person.
29. An amount borrowed from the bank that has to be repaid with interest.
30. Money raised from outside the business.
32. Money raised from selling ownership in the company.
33. Assets used as security on loans.

1. Money available at the start of the month.
3. Where business owners are liable for all business debts, personal assets can also be sold to pay them.
4. A business owned by shareholder but who can only sell shares by invitation.
5. A type of long-term loan which is repaid in a lump sum not instalments.
6. Money available at the end of the month.
7. Someone who owes the business money.
8. lending Where individuals lend to other individuals, without knowing them via the internet.
10. A business owned by shareholders that can sell shares on the stock market.
11. A record of how money did flow into and out of a business.
15. An agreement with a supplier to buy stock now but pay for it later.
18. Where a business pays a monthly amount to use an asset that they will never own.
19. A document detailing how a firm is to be set up and run.
20. Someone to whom a business owes money.
21. The cost of borrowing or reward for saving money.
24. A prediction of how money will flow into and out of a business.
28. Inflows minus outflows.
31. Costs that do change with output.