Across
- 3. Stealing a minor’s social security number for personal gain. (commiting fraud) (3 words)
- 9. price - down payment. (2 words)
- 10. An open line of credit that can be used for any purchase as long as it is under the credit limit. Payment amounts vary every payment period by the size of the debt. (2 words)
- 12. A lender decides if you are eligible. (2 words)
- 13. An estimate of income and expenditure for a set period.
- 16. is Money that is owed or due.
- 18. MedicalIdentityTheft When someone steals or uses your personal information, to submit claims to medicare and other health insurers without your authorization (3 words)
- 19. Received when you start a job. (2 words)
- 21. When an individual illegally uses another individual’s identification/information to commit fraud. (4 words)
- 23. A thing that is borrowed, especially a sum of money that is expected to be paid back with interest.
- 24. Principal + Interest. (2 words)
- 28. Interest that is calculated by basing the term on a 365-day year. (2 words)
- 29. Debt that is tied to an asset of an individual. Usually, it is used as collateral and taken if the borrower doesn’t pay their debt. (2 words)
- 30. Ninety-nine You probably don’t get taxes withheld if you get it, but may have a big tax bill coming up (3 Words)
- 31. Costs that typically remain the same in price and frequency. (2 words)
- 32. Received in January. (2 words)
Down
- 1. Secured loan for a vehicle. (2 words)
- 2. Costs that can change over time (2 words)
- 4. Expend money with the expectation of achieving a profit or material result by putting it into financial plans, shares, or property, or by using it to develop a commercial venture.
- 5. To prove that you are eligible to work in the US. (2 words)
- 6. Amount of expenses the insured must pay before the insurance company will contribute to a covered item.
- 7. Decides if eligible for a loan. (2 words)
- 8. Completed every April. (2 words)
- 11. Making minimum payments on all debt accounts. Also, you can contribute any additional money towards the lowest balance amounts. (2 words)
- 14. Accounting practice used to spread the cost of a tangible or physical asset over its useful life.
- 15. Occurs when someone uses your stolen personal information including your ssn, to file a tax return claiming a fraud return (3 words)
- 17. An initial payment made when something is bought on credit. (2 words)
- 20. Debt that is not tied to an individual’s asset; no collateral that can be repossessed if the borrower defaults. (2 words)
- 22. Interest calculated based on a 360-day year. (2 words)
- 25. Someone who signs a loan with another person.
- 26. A compulsory contribution to state revenue, levied by the government on workers' income and business profits or added to the cost of some goods, services, and transactions.
- 27. The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.