Across
- 2. A written, dated, and signed order to the bank that tells it to pay a definite sum of money to a payee
- 6. A plastic card that allows you to make purchases now with borrowed money, which then you must repay to the lender in one lump sum or in monthly payments with interest
- 11. Something, typically money, that you owe to a person or a business
- 14. A monthly record of your account transactions provided by your credit card company electronically or on paper
- 16. A legal document that outlines the terms and conditions for using your credit card
- 17. The government agency that insures customer deposits if a bank fails up to $250,000 per individual depositor
- 18. Money you put into your account
- 21. A card that is directly connected to your checking account; it enables you to conduct ATM transactions and to make purchases instead of using cash or writing a check
- 22. A monthly fee that some banks charge to provide access to checking or savings accounts
- 24. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- 25. An agreement where you are credited with a fixed amount of money for a fixed period of time, usually with interest
- 26. A monthly document prepared by your financial institution which shows all of the transactions related to your account
- 28. Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
- 29. A fee charged if your payment is received after the due date
Down
- 1. A fee charged to your account when it lacks the funds to cover a withdrawal, but the bank allows the transaction to go through anyway
- 2. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- 3. To sign the back of a check made out to you so it can be cashed or deposited
- 4. Allows a person to manage a bank account holder's funds through actions such as withdrawing or depositing money, viewing account balances, etc.
- 5. A certain amount of money that must be kept in an account as required by that particular financial institution
- 7. Protection provided by the Federal Deposit Insurance Corporation; protects the deposits of customers against loss up to $250,000 per account
- 8. An automatic electronic deposit of net pay to an employee's designated bank account
- 9. Money set aside for unanticipated expenses or loss of income
- 10. Expenses that are essential for you to be able to live and function
- 12. A plan of your expected income and how you will use it to meet your expected expenses over a period of time
- 13. A fee paid to you for keeping your money in an account OR a fee charged to you for a loan or credit card
- 15. An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
- 19. A monthly document prepared by your financial institution which shows all of the transactions related to your account
- 20. Personal Identification Number needed to use an ATM card
- 23. The amount of money you have in your bank account
- 27. Expenses that help you live more comfortably