EPF Crossword: Week 12

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Across
  1. 1. covers the healthcare costs related to injuries sustained in an automobile accident; PIP or No-Fault Insurance
  2. 3. the amount of money you must pay out of pocket each year before your insurance plan benefits kick in
  3. 6. an insurance product that provides protection against claims resulting from injuries and damage to other people or property
  4. 7. the maximum amount of your own money you will have to pay for all of your insured healthcare during the year
  5. 8. a form of property insurance that covers losses and damages to an individual's house and assets in the home
  6. 10. auto insurance protects you financially from theft, natural accidents, and weather-related damage
  7. 11. auto coverage that reimburses the insured for damage sustained to their personal automobile, due to the fault of the insured driver
  8. 13. covers medical expenses for you and your passengers and damage to your car after an accident with a driver who doesn't have insurance; UM
  9. 14. the amount of money an individual or business pays for an insurance policy
Down
  1. 1. an arrangement with an insurance company in which a network of medical professionals and facilities provide services at reduced rates; PPO
  2. 2. a type of auto insurance. It protects you if you're in an accident caused by someone who doesn't have sufficient insurance of their own; UIM
  3. 4. helps you pay bills and cover your expenses when you can no longer work due to injury
  4. 5. guarantees the insurer pays a sum of money to one or more named beneficiaries when the insured person dies in exchange for premiums paid by the policyholder during their lifetime
  5. 9. a set rate you pay for prescriptions, doctor visits, and other types of care
  6. 12. a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event