Across
- 3. Injury: type of coverage that is a required by most states. If you are at fault in a car accident that injures someone, liability coverage pays for their medical expenses and lost wages that are a result of their injuries.
- 5. income: supplies supplementary income in the event an illness or accident
- 9. Clause: A property insurance provision that penalizes the insured's loss recovery if the limit of insurance bought by the insured is not equal to or greater than a specified percentage (commonly 80 percent) of the value of the insured property.
- 10. the act or practice of keeping away from or withdrawing from something undesirable
- 12. has the potential to cause harm to a vulnerable target.
- 14. Expense Insurance: covers the surgeon's charge for given operations or medical procedures, usually up to a maximum for each type of operation.
- 15. coverage: when your homeowners, auto, and boat insurance policies limits are exhausted.
- 19. a fixed sum of money paid to someone each year, typically for the rest of their life.
- 22. Expense Insurance: policy that provides coverage for the room and board and other basic expenses associated with a stay in a hospital.
- 26. insurance: helps protect you and your belongings in a rented home
- 28. failure to take proper care in doing something.
- 30. Risk Pool: when an insurance company must supply coverage for by state insurance law.
- 31. Liability: liability that arises under the common law doctrine of agency, respondent superior, the responsibility of the superior for the acts of their subordinate or, in a broader sense, the responsibility of any third party
- 34. managed care health insurance plan that supplies maximum benefits if you visit an in-network physician or provider, but still supplies some coverage for out-of-network providers.
- 36. Payments: coverage is a part of your auto insurance policy that supports financial compensation for certain medical expenses and lost wages for you and your passengers who are in your vehicle when you are involved in an accident while driving.
- 37. Care: a system of healthcare in which patients agree to visit only certain doctors and hospitals, and in which a managing company checks the cost of treatment
- 38. hybrid of HMO and PPO plans
- 40. insurance of oneself or one's interests by maintaining a fund to cover losses rather than by buying an insurance policy.
- 42. figuring out which of two or more insurance policies will have the primary responsibility of processing/paying a claim
- 45. Risk: category of risk that can be taken on voluntarily and will either result in a profit or loss.
- 46. Indemnity Policy: is a plan that pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons, or for other medical services, depending on the policy.
- 47. Clause: insurance policy clause stipulating that an insured party can receive full or partial benefits or a partial refund of premiums after a lapse due to non-payment.
- 49. Life: type of cash value life insurance, sold primarily in the United States.
- 51. health insurance plan requires you to use the doctors and hospitals within its own network
- 52. a thing that is accepted as true or as certain to happen, without proof
- 53. the state of handling something, especially by law
- 54. Policy: does not have the right to share in surplus earnings, and therefore does not receive a dividend payment.
- 56. a clause in an insurance policy detailing an exemption from or change in coverage.
Down
- 1. course or principle of action adopted or proposed by a government, party, business, or individual.
- 2. Expense Insurance: Coverage which supplies benefits toward the cost of such services as doctor's fees for nonsurgical care in the hospital, at home or in a physician's office, and X-rays or laboratory tests performed outside the hospital.
- 4. a person or company that underwrites an insurance risk; the party in an insurance contract undertaking to pay compensation.
- 6. Responsibility: refers to the process of managing money and other similar assets in a way that is considered productive and is also in the best interest of the individual, or the family, or the business company.
- 7. serious and immediate danger.
- 8. Insurance: coverage provided by private companies designed to pay for costs not covered by Original Medicare.
- 11. changing
- 13. s a metric that typically is the average annual contract value of a customer subscription
- 16. Sheild: A medical or surgical expense plan
- 17. Indemnity: provision for payment of double the face amount of an insurance policy under certain conditions, e.g. when death occurs because of an accident.
- 18. provides nursing-home care, home-health care, personal or adult day care for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision.
- 20. a person who derives advantage from something, especially a trust, will, or life insurance policy.
- 21. the action or process of replacing someone or something.
- 23. action or fact of making a specified thing smaller or less in amount, degree, or size.
- 24. U.S. federal government health insurance, plan covers people over age 65, younger people who meet specific eligibility criteria, and individuals with certain diseases.
- 25. cash amount offered to the policyholder by the issuing life carrier upon cancellation of the contract.
- 27. Value: cash amount offered to the policyholder by the issuing life carrier upon cancellation of the contract.
- 29. plans offer a wide range of healthcare services through a network of providers who agree to supply services to members
- 32. Medical Expense Insurance: covers the expenses associated with serious illness or hospitalization
- 33. U.S. federal government health insurance program that subsidizes healthcare services. The plan covers people over age 65, younger people who meet specific eligibility criteria, and individuals with certain diseases.
- 34. Risk: also called absolute risk, is a category of threat that is beyond human control and has only one outcome if it occurs: loss.
- 35. a specified amount of money that the insured must pay before an insurance company will pay a claim.
- 39. insurance that protects insurers against large claims, policies take effect after a certain threshold has been exceeded in claims.
- 40. Liability: liability which does not depend on actual negligence or intent to harm.
- 41. insurance: supplies financial protection if the homeowner's house or its contents are damaged.
- 43. Cross: part of a federation of 36 separate United States health insurance companies
- 44. payment made by a beneficiary in addition to that made by an insurer.
- 48. an instance of one moving object or person striking violently against another.
- 50. Clause: a clause in a life-insurance policy stating that the insurer must pay only the reserve, or the total premiums paid if the policyholder should commit suicide within a stated period.
- 55. a situation involving exposure to danger.