Exam #3 Crossword Puzzle

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Across
  1. 1. this can be taken on voluntarily & will either result in a profit or loss
  2. 5. auto insurance company
  3. 6. costs for longterm care
  4. 8. a doctrine that holds a person liable for any injuries caused by their products or actions
  5. 10. provisions for payment of double the face amount of an insurance policy under certain conditions
  6. 11. assets.
  7. 14. type of insurance policy
  8. 16. amount of money required to replace
  9. 19. the process insurers use to determine the risks of insuring your small business
  10. 20. provides protection beyond existing
  11. 25. a organizations plan for tackling certain issues
  12. 26. have no possible outcome
  13. 27. money that grows inside of a permanent life insurance policy
  14. 28. the amount the insured is responsible for after the deductible has been met.
  15. 31. business to obtain insurance who would otherwise find it difficult.
  16. 32. a theory where a person is held responsible for another persons actions
  17. 35. are injured
  18. 39. where an individual garage is his/her vehicle.
  19. 41. a danger or risk
  20. 42. amount you pay for covered health care
  21. 44. of a signature that authorizes payment
  22. 45. & coverages of other policies
  23. 46. it works by paying claims regardless
  24. 47. a financial institution that underwrites the risk of loss or damage to personal or
  25. 48. cash value life insurance
  26. 49. an insurance for people with a low income
  27. 51. type of insurance that covers the expenses associated with serious illness
  28. 54. surgeons charge this for any given operations
  29. 57. pays for medical costs of people
  30. 58. health insurance is highly rated
  31. 59. something you are responsible for
  32. 60. payment for a covered health care service after you've paid your deductible
  33. 61. amount to be paid for insurance policy
  34. 62. policy to protect policyholders if they are unable to work due to an illness or injury.
  35. 63. a condition or proviso added to something already said
Down
  1. 2. limits payments made to survivors of policyholders who die by suicide within a certain period of time after buying the policy.
  2. 3. covers a valuable item a speculative risk is an event that one can not predict whether it will produce a profit or loss.
  3. 4. failure to act
  4. 7. you meet your deductible
  5. 9. protection from financial loss
  6. 12. care is covered only if you go see doctors on a plan network
  7. 13. a fixed sum of money paid to someone each year
  8. 15. managed care health insurance plan
  9. 17. protects insurers against large claims
  10. 18. contracts with medical health care providers
  11. 21. private health insurance plans
  12. 22. policy holders against losses associated with being treated in a hospital for medical issues.
  13. 23. one that insures
  14. 24. is to blame for a accident
  15. 29. is a record of what someone owns
  16. 30. non-profit health insurance organization
  17. 33. medical insurance group that provides insurance for a fixed annual fee.
  18. 34. force for the insured's entire lifetime
  19. 36. is a form of property insurance that covers losses/damages to an individual resident
  20. 37. is a person who derives an advantage from something
  21. 38. insurance plan designed to pay for hospital fees that other insurances can't pay for
  22. 40. life insurance that is covered with a limited time
  23. 43. a group in whose name an insurance policy is held
  24. 50. able to be deducted, from taxable income
  25. 52. something involving danger
  26. 53. system that gives you certain doctors to go to
  27. 55. threaten/exposed to danger.
  28. 56. federal health insurance program