Factors That Affect Life Insurance Rates

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Across
  1. 3. Riskier occupations affect eligibility. (one word)
  2. 4. Mountain climbing and skydiving frequently can affect rates. (one word)
  3. 5. Younger people get the best insurance rates because they present a lower risk to insurers. (0ne word)
  4. 7. The essential elements of credit data to enable lenders to evaluate consumer credit worthiness. (two words)
  5. 8. Montana is the only state to require unisex rates. (one word)
  6. 9. According to the Centers for Disease Control, tobacco harms just about every organ in your body and can lead to premature death. (two words)
Down
  1. 1. Along with your medical history, underwriting will also take into account your prescriptions, both past, and current. (two words)
  2. 2. A ______ ______ may impact your eligibility for several reasons. It can indicate a tendency toward riskier behavior and incarceration can cause poor health and premature death. (two words)
  3. 4. The healthier you are, the cheaper your policy. (two words)
  4. 6. Many diseases have a hereditary component. (two words)