Across
- 3. Infested with ghosts
- 5. Trick-or-treat sweets
- 7. Orange gourd for carving
- 9. Blood-sucking undead creature
- 12. Paying back borrowed money
- 13. Borrowed money for education
- 16. In-state student status
- 18. Kentucky Educational Excellence Scholarship
- 20. Spell-casting Halloween hag
- 21. Government pays interest while in school
- 24. Higher tuition for non-residents
- 26. College admission test result
- 28. High school courses counting toward college
- 30. Need-based federal gift aid
- 31. Nocturnal flying mammal
- 32. Out-of-state student status
- 33. Borrower pays all interest
- 34. Aid that doesn't need repayment
- 35. Four-year undergraduate degree
Down
- 1. Bony Halloween decoration
- 2. Scholarship covering all costs
- 4. Free Application for Federal Student Aid
- 6. College credit from advanced exams
- 8. Lower tuition for state residents
- 10. Gift aid that doesn't require repayment
- 11. Reanimated walking corpse
- 14. Help paying for college
- 15. Graduating without loans
- 17. Affordable two-year local school
- 19. Merit or need-based awards
- 22. Cost of borrowing money
- 23. Spooky translucent spirit
- 25. Cost of college classes
- 27. Switch from one college to another
- 29. Eight-legged web spinner