Across
- 2. an estimate of income and expenditure for a set period of time
- 4. require (something) because it is essential vs. have a desire to possess or do (something)
- 8. individuals who buy and sell stocks and other securities for retail and institutional clients, through a stock exchange or over the counter, in return for a fee or commission
- 12. a sum of money in the hand has greater value than the same sum to be paid in the future
- 13. a prediction of your credit behavior such as how likely you are to pay a loan back on time based on information from your credit reports
- 19. a cash reserve that's specifically set aside for unplanned expenses or financial emergencies
- 21. a useful or valuable thing, person or quality
- 22. the ability of a customer to obtain goods or services before payment based on the trust that payment will be made in the future
- 24. a payment card that deducts money directly from your checking account
Down
- 1. the extent to which a person or company is considered suitable to receive financial credit, often based on their reliability in paying money back in the past.
- 3. a legal proceeding initiated when a person or business is unable to repay outstanding debts or obligations
- 5. money received especially on a regular basis for work or through investments
- 6. the cost you pay each year to borrow money
- 7. a savings account that holds a fixed amount of money for fixed period of time, such as six months, one year, or five years, and in exchange, the issuing bank pays intrest
- 9. a thing that is borrowed especially a sum of money that is expected to be paid back with interest
- 10. shopping the practice of comparing the price of products or services from different vendors before buying
- 11. (of a bank or other financial organization) remove (an amount of money) from customers account typically as payment for services or goods
- 14. the act or practice of manufacturing a variety of products
- 15. a statement that has information about your credit activity and current credit situation such as loan paying history and status of your credit accounts
- 16. set aside money for saving before paying bill and making other purchases
- 17. (of money) denoting an original sum invested or lent
- 18. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- 20. failure to fulfill an obligation especially to repay a load or appear in court of law
- 23. a nonprofit making money cooperative whose members can borrow from pooled deposits at low interest rates