Across
- 3. _______ institution: a business that provides money-related services
- 4. ____card: a card that looks like a credit card but operates like cash
- 7. the things you do well
- 9. your natural talents
- 10. a written order for a bank to pay money
- 12. an amount deducted from a bank account
- 13. an IOU issued by a company or government in exchange for a loan
- 14. a record of income and spending and a plan for managing money
- 15. the amount of financial trust extended to a person or a business by a lender
- 17. ___ fee: yearly fee
- 18. money that is spent on goods, services or bills
- 19. interest on the principal and accumulated interest on a loan or deposit
- 21. ____cluster: a grouping of related jobs and industries
- 22. credit_____: a standardized measure of a person’s potential to repay debt
- 23. ______ cost: a business cost that remains the same, such as rent
- 24. money in the form of bills or coins
Down
- 1. credit______:a non-profit cooperative that offers bank services and is owned by members
- 2. credit_____ : the maximum amount a cardholder can borrow
- 4. money owed
- 5. _______charges: the cost of credit–the fees and interest charged to an unpaid balance
- 6. money paid out of pocket before insurance covers the remaining cost
- 7. annual percentage rate for interest charged
- 8. credit_____: a record of a person’s financial information
- 10. a card authorizing the holder to buy goods that can be paid for later
- 11. a legal process in which a lender takes possession of a mortgaged property from the holder who failed to make payments
- 14. a legal process that gives a debtor protection from creditors
- 16. _____income: money available to spend on non-essential goods/services
- 20. a for-profit institution that offers loans, mortgages and other services