Finance Vocabulary

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Across
  1. 3. take money out of an account
  2. 5. the amount of money due on a loan before interest
  3. 6. a plan for using income to meet financial obligations
  4. 8. a financial arrangement in which money is borrowed for a purchase and paid back at a later date
  5. 9. the money that a borrower owes to a lender
  6. 12. a card that immediately withdraws funds from the user’s bank account
  7. 16. money set aside for big, unexpected expenses such as job loss or large medical bills
  8. 18. is the yearly interest rate charged on borrowed money, abbreviated APR
  9. 20. money received through sources such as employment, investments, or business transactions
  10. 22. the percentage of a loan principal that lenders charge borrowers
  11. 23. a sum of money placed or kept in a bank account, usually to gain interest
  12. 24. an increase in the value of one currency in relation to another currency
  13. 25. an amount that is or may be subtracted from something, especially from taxable income
  14. 27. a term that refers to how much confidence a lender can have in a borrower’s ability to repay a loan
  15. 28. a thing that is borrowed, especially a sum of money that is expected to be paid back with interest
  16. 29. the cost required for something; the money spent on something
Down
  1. 1. spreads investments over different assets with varied risk potential
  2. 2. a legal status that a person or entity can enter when they're unable to repay their debts
  3. 4. a bank account that earns interest
  4. 7. when a currency falls in value compared to other currencies
  5. 10. a person or organization that takes out a loan from a bank under an agreement to pay it back later
  6. 11. what remains after these expenses are deducted
  7. 13. a record of a borrower’s credit history
  8. 14. a deficit in a bank account caused by drawing more money than the account holds
  9. 15. occurs when a borrower is unable to meet the obligation of debt repayment
  10. 17. the total amount that’s earned before expenses, taxes, and other costs
  11. 18. property owned by a person or company, regarded as having value
  12. 19. to commit money in order to earn a financial return
  13. 21. a three-digit number that represents how likely a borrower is to repay a debt
  14. 26. tax imposed by a government directly on income