Financial Education

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Across
  1. 3. This is the specific term for a person or an institution that owes a sum of money to another party. (6)
  2. 4. This is the individual or entity that receives money from a lender and agrees to pay it back under specific terms. (8)
  3. 5. This refers to the legal responsibility a person faces for committing a crime, such as participating in money laundering or fraud. (16)
  4. 10. This is a type of investment where you agree to leave your money in the bank for a specific period of time in exchange for a higher interest rate. (12)
  5. 11. This is the act of putting money into assets like stocks or property with the expectation that it will generate a profit in the future. (10)
  6. 12. This is a common physical symptom of financial stress where a person finds it very difficult to fall or stay asleep. (8)
  7. 13. This is the act of placing a sum of money into a bank account to keep it safe or to earn interest. (7)
  8. 16. This is a dishonest or fraudulent scheme used by criminals to trick people out of their money. (4)
  9. 18. This is a quick and easy method of calculating the interest charge on a loan, determined only by the original principal amount. (14)
  10. 19. This is the general state or condition of owing money to another person, bank, or organization. (4)
  11. 20. This is a basic bank account where you can store money securely while earning a small amount of interest over time. (13)
  12. 22. This term refers to a lender's assessment of whether a borrower has enough income and financial stability to pay back a loan on time. (16)
  13. 23. This is the original sum of money that was borrowed in a loan or put into an investment before any interest is added. (9)
Down
  1. 1. This is a fixed-income instrument that represents a loan made by an investor to a borrower, such as a company or the government. (4)
  2. 2. This is a method where interest is calculated on both the initial principal and the interest that has already accumulated from previous periods. (16)
  3. 6. This is the specific percentage amount charged by a lender to a borrower for the use of assets or money. (12)
  4. 7. This is a contract or arrangement where a company provides a guarantee of compensation for specified loss, damage, illness, or death. (9)
  5. 8. This is the money awarded to someone as a way to make up for loss, injury, or suffering caused by another party. (12)
  6. 9. This is a portion of a company's earnings that is distributed to its shareholders as a reward for their investment. (8)
  7. 14. This is a legal process involving a person or business that is unable to repay their outstanding debts. (10)
  8. 15. This is the person, group, or financial institution that provides money to a borrower with the expectation of repayment. (6)
  9. 16. This represents a share in the ownership of a company and constitutes a claim on part of the company's assets and earnings. (5)
  10. 17. This is a serious psychological condition, such as depression or anxiety, that can be triggered by the extreme stress of heavy debt. (12)
  11. 21. This is a sum of money that is borrowed from a person or bank and is expected to be paid back with interest. (4)