Across
- 3. is a financial ratio that indicates the percentage of a company's assets that are provided via debt.
- 5. a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.
- 6. a measurement of the amount of money that moves in and out of a business over a specific period of time.
- 8. the amount of interest due per period, as a proportion of the amount lent, deposited, or borrowed.
- 11. closed-end loans to finance consumers' education, originated both by the federal government and by private lenders.
- 13. an estimate of income and expenditure for a set period of time.
- 14. is the sum of all wages, salaries, profits, interest payments, rents, and other forms of earnings, before any deductions or taxes.
- 16. a deficit in a bank account caused by drawing more money than the account holds.
- 17. to combine assets, liabilities, and other financial items of two or more entities into one.
- 18. the availability of liquid assets to a market or company.
- 20. a fund consisting of assets belonging to a trust, held by the trustees for the beneficiaries.
- 23. a contract between an individual and an insurance company that provides financial protection for health care costs.
- 26. the accumulation or increase of something over time, especially payments or benefits.
- 27. wealth in the form of money or other assets owned by a person or organization or available or contributed for a particular purpose such as starting a company or investing.
- 31. a legal arrangement in which a third party temporarily holds money or property until a particular condition has been met.
- 32. a general increase in the prices of goods and services in an economy.
- 34. closed-end (nonrevolving) amortizing consumer installment loans used for the purpose of acquiring a vehicle
- 35. a severe global economic downturn.
- 37. all the shares by which ownership of a corporation or company is divided.
Down
- 1. is a tax-advantaged individual retirement account that allows you to save for retirement using after-tax dollars.
- 2. a retirement savings plan that allows employees to defer a portion of their salary before taxes to an individual account.
- 4. a reduction in the value of an asset with the passage of time, due in particular to wear and tear.
- 7. a numerical rating representing the perceived ability of a person or organization to fulfill their financial commitments, based on an analysis of their credit history and current financial circumstances.
- 9. the action or fact of leaving one's job and ceasing to work.
- 10. a legal process through which people or other entities who cannot repay debts to creditors may seek relief from some or all of their debts.
- 12. something, typically money, that is owed or due.
- 15. contract between an insurance company and a policyholder, where the insurer agrees to pay a sum of money to the policyholder's beneficiaries when the policyholder dies. In exchange, the policyholder pays premiums to the insurer throughout their life.
- 19. the action or process of investing money for profit or material result
- 21. having enough income, savings, and investments to cover your expenses and afford your desired lifestyle.
- 22. income not spent, or deferred consumption.
- 24. anything a person owns that has monetary value, such as cash, investments, real estate, and savings accounts.
- 25. economic concept defined as the profit earned on the sale of an asset which has increased in value over the holding period.
- 28. a yearly percentage that represents the total cost of borrowing money.
- 29. things that have value and are owned by a person or company.
- 30. the management of large amounts of money, especially by governments or large companies.
- 33. the value of the shares issued by a company.
- 36. a voluntary, work-based program that offers free and confidential services to employees who are experiencing personal or work-related issues.