Across
- 2. The amount of time you must be off work before your income protection policy kicks in is called the _______ period
- 5. Something you 'own'
- 7. The extent to which an investment can fluctuate
- 8. Cover paid out if you suffer a specified event such as cancer or stroke is _______ insurance
- 11. Spreading your investments
- 13. When the employer pays more than the minimum SG amount, these contributions are known as Employer _______ contributions
- 14. A super fund that acts like a bank account, contributions are individually allocated to members
- 17. Account-based pension
- 18. Where an insurance company assesses your application for insurance based on their level of risk
- 22. Australian Investments & Securities Commission
- 23. Product Disclosure Statement
- 24. The amount of money in a super fund that a member can access when they reach their preservation age
- 25. Benefit A super fund where contributions are pooled and not allocated to the member
Down
- 1. Financial Services Guide
- 3. A product purchased from a life insurance company to provide an income stream
- 4. A nomination available on an income stream where your pension reverts to your spouse if you die
- 5. A product purchased to convert super into an income stream is an ________ pension
- 6. Statement of Advice
- 9. Australian Taxation Office
- 10. Conversion of a pension or annuity into a lump sum
- 12. Money put into a super fund
- 15. Consumer Price Index
- 16. A premium based on your age at the start of the policy
- 19. Something that is NOT covered by your insurance policy
- 20. If you are between 65 and 75 you must meet the requirements of a _____ Test to contribute to super
- 21. Super contributions made by an employer as a % of salary is known as the Superannuation ________?