Financial Literacy

2. a legal agreement allowing someone to use property or an asset for a specific period in exchange for payment
8. a means of guaranteeing protection or safety
9. a supply of something for use or sale
12. represents a person's creditworthiness and is used by lenders to assess the risk of lending money
14. a plan outlining how to allocate and spend money
15. something for which someone is legally responsible, or a disadvantage or problem
16. a loan, typically used to buy a house, where the property serves as collateral
17. a feeling of wanting to know or learn more about something, or a charge for borrowing money
19. to use money for (something) in order to earn more money.
20. something valuable or useful that a person or organization owns or possesses
23. a fundamental rule or belief that guides actions or decisions
26. the value of what you give up when you choose one option over another.
27. something, usually money, that you owe to someone else
28. the value of everything you own (assets) minus everything you owe (liabilities)
29. a legal state where a person or business is unable to pay their debts
30. spreading investments or activities across different areas to reduce risk and increase potential for success
31. the money you've kept, usually in a bank, instead of spending it.

1. a period of significant economic decline,
3. someone who buys or uses goods and services.
4. a general increase in prices for goods and services
5. the crime of using someone else's personal information, like their name or Social Security number
6. the amount of profit that it makes
7. the money a person or business earns, typically from work or investments
10. a detailed record of your credit history, summarizing your borrowing and repayment habits
11. a failure to meet an obligation
13. its ability to turn its assets into cash.
18. the act of intentionally deceiving someone to gain an unfair advantage or benefit
21. the fixed amount of money an employee is paid regularly
22. a tax imposed on individuals or entities
24. the possibility of something bad happening
25. money saved specifically to cover unexpected financial challenges like medical bills, car repairs, or job loss