Financial Literacy

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Across
  1. 6. how you handle all of your finances, from budgeting to investing, to saving and setting goals.
  2. 8. a compulsory contribution to state revenue, levied by the government on workers' income and business profits, or added to the cost of some goods, services, and transactions.
  3. 9. - something, typically money, that is owed or due.
  4. 10. - (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim.
  5. 12. - a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
  6. 13. Pay - Gross pay is what employees earn before taxes, benefits and other payroll deductions are withheld from their wages. The amount remaining after all withholdings are accounted for is net pay or take-home pay.
  7. 14. Cards - a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.
  8. 15. allow or provide a particular amount of money in a budget.
Down
  1. 1. - A checking account is meant to be used for daily cash needs. It is the primary source of funds for an individual where cash can be withdrawn for spending or payments. A savings account is an account that is meant to be used for saving rather than spending.
  2. 2. money received, especially on a regular basis, for work or through investments.
  3. 3. Cards - a card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
  4. 4. - a piece of paper or a digital record that is given to an employee with each paycheck and that shows the amount of money that the employee earned and the amount that was removed for taxes, insurance costs, etc.
  5. 5. - expend money with the expectation of achieving a profit or material result by putting it into financial plans, shares, or property, or by using it to develop a commercial venture.
  6. 7. - a thing that is borrowed, especially a sum of money that is expected to be paid back with interest.
  7. 11. Loans - Predatory lending typically means imposing unfair, deceptive, or abusive loan terms on borrowers.