Financial Literacy

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Across
  1. 3. a card that allows a person to withdraw money electronically from your checking account
  2. 5. a loan approved to pay for house or building
  3. 7. money that a government collects from people and businesses
  4. 11. someone who buys and uses goods and services
  5. 12. a check returned by the bank because of lack of money in a person's checking account
  6. 16. something that you MUST have in order to survive
  7. 17. taking money out of your bank account when you spend money
  8. 19. the money you put INTO a bank account
  9. 22. a three-digit number that represents how likely a borrower is to repay a debt
  10. 23. something that you would LIKE to have but don’t really need
  11. 24. the amount of money received after all taxes are taken out
  12. 25. a written order to a bank to pay a specific amount of money to a specific person/business from another person's bank account
  13. 26. a fixed amount of money paid regularly for work done; usually a yearly rate of pay
  14. 27. a plan of how much money a person, business or government is able to spend and how it will be spent
Down
  1. 1. a card that allows a person to make purchases on credit
  2. 2. the extra money a person pays to borrow money
  3. 4. money paid to an employee for work done; usually an HOURLY rate of pay
  4. 6. The amount of money earned before taxes are taken out
  5. 8. a withdrawal from your bank account
  6. 9. real items such as cars, pencils, binders, cell phones, and clothing
  7. 10. the money a person gets from salary and wages
  8. 13. money set aside for big, unexpected expenses such as job loss or large medical bills. It provides a financial buffer that shields against accruing unwanted debt
  9. 14. money loaned, for a fee, that must be paid back
  10. 15. money owed when you buy something on credit or borrowed money
  11. 18. the amount of money in a bank account
  12. 20. money that is put away to be used later
  13. 21. the amount of money due on a loan before interest.