Crossword Puzzle: Credit

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Across
  1. 4. a type of interest rate that changes each month based on factors, like the broader economy
  2. 7. the maximum amount you are allowed to spend on your credit card
  3. 9. a number that represents a person's creditworthiness
  4. 11. to place money into an account
  5. 12. a person, bank, or company that lends you money to borrow
  6. 13. a specific fee for late payments
  7. 15. a time period that gives you more time to pay back your loan before getting charged a late fee
  8. 16. the amount of time you have to pay back your loan
  9. 17. a large chunk of money you have to pay upfront sometimes to receive your loan
  10. 18. an item that can be taken away from you if you don't make monthly payments
  11. 20. a note that you sign promising that you will pay back your loans
Down
  1. 1. current amount of money in an account
  2. 2. a type of borrowing money where you front the cash, and the lender keeps it if you don't pay back what you borrowed
  3. 3. a bill of exchange when you don't have enough cash
  4. 5. taking money out of an account
  5. 6. what is added to the amount you borrow, unless you pay what you borrowed on time and in full
  6. 8. a loan for buying a house
  7. 9. a form of borrowing money where you pay back both the principal and interest
  8. 10. money you borrow and agree to pay back
  9. 14. to give back money for a loan, including interest
  10. 18. money that is a physical form of currency
  11. 19. a specific reward you can receive for using your credit card