Financial Literacy

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Across
  1. 1. The money you spend on things you need to live, like rent for your home, electricity, water, internet, or your phone bill.
  2. 2. The type of money a country uses, like dollars in Canada, pesos in Mexico, or yen in Japan.
  3. 5. Tips or extra money someone gives you to say "thank you" for good service, like at a restaurant or salon.
  4. 7. Extra charges you have to pay for certain things, like joining a club, using a bank account, or buying concert tickets.
  5. 8. The money you get from working, like your allowance, job, or gifts.
  6. 10. Digital money that only exists on computers and can be used to buy things online. It’s not controlled by a bank or government.
  7. 11. A lower price on something, often shown as a percentage off, like "50% off."
  8. 14. Different ways to pay for things, like using cash, debit cards, credit cards, electronic wallets, or even online transfers.
  9. 16. The things you have to pay for, like food, clothes, or bills.
  10. 18. Something you want to save money for, like a new bike, a trip, or even college in the future.
  11. 20. Orders A paper document you can buy with cash or from your bank to send money safely to someone. It’s like a guaranteed cheque.
  12. 21. Cards A card that lets you use money from your bank account to pay for things. You usually have to be a certain age to get one, like a teenager.
  13. 24. A simple plan to help you decide how to use your money—how much to save, spend, or set aside for future needs.
  14. 26. The money you pay to go to school, like college or university.
  15. 28. The money you earn for every hour you work. The more hours you work, the more money you get.
  16. 30. When items are sold for less than usual, so you can buy them at a cheaper price.
  17. 31. A quick way to send money online to someone else’s bank account, usually through a phone or computer.
  18. 32. The total amount of money you earn before any taxes or other deductions are taken out.
Down
  1. 1. When you lose money because something you invested in or a business didn’t make as much money as you spent.
  2. 3. Apps on your phone, watch, or computer that hold your payment information so you can pay for things by tapping your device.
  3. 4. Extra money you earn based on how much you sell or how well you do a specific task.
  4. 6. The money you actually take home after taxes and other deductions are taken from your gross income.
  5. 9. Setting aside money instead of spending it, so you can use it later for something important or special.
  6. 12. A piece of paper that lets you tell your bank to pay someone a certain amount of money from your account. It’s like writing an order to the bank to give your money to someone else.
  7. 13. Money you can hold in your hand, like coins and paper bills, that you use to pay for things.
  8. 15. The act of using your money to buy things, like toys, snacks, or paying for a movie.
  9. 17. A set amount of money you earn for doing a job, no matter how many hours you work.
  10. 19. Cards A card that lets you borrow money to pay for things and then pay it back later. You need to be old enough and meet certain rules to get one.
  11. 22. Drafts A special kind of cheque the bank writes for you. It’s very safe because the bank guarantees the money will be paid.
  12. 23. A way to send money directly from one bank account to another, often to someone far away.
  13. 25. A special plan that gives you rewards, like points or discounts, for shopping at the same store or brand regularly.
  14. 27. A plan for how you will spend your money, showing how much you will save and how much you can spend on things like food, fun, and bills.
  15. 29. How much one kind of money is worth compared to another kind, like how many U.S. dollars you need to trade for Canadian dollars.