Across
- 1. a cash reserve that's specifically set aside for unplanned expenses/emergencies
- 5. Creating a plan for how you'll spend and save your money
- 6. A numerical rating that lenders use to determine how responsible you are with money
- 7. Borrowing money to buy goods/services with the agreement to pay later
- 8. Total money you receive
- 10. Added to the price of most goods and services (GST + PST)
- 11. Cost of borrowing money, longer you take to repay it, the more you pay
- 13. Things you must have to live and function, or things you must pay for
- 15. Money you spend regularly/occasionally
- 16. Person/Organization that lends you money that you have to pay back
- 20. Divide all your money to pay for wants, needs, expenses, goals, and debt payments
Down
- 2. Being aware of how much you earn, spend and save
- 3. The amount you pay stays the same each month
- 4. Ability to understand and effectively use various financial skills
- 9. Things you enjoy, but can live without
- 12. Split up you money according to how much you want to spend in each place, use envelopes for each type of item for spending
- 14. Mandatory payments to the governments that individuals and businesses pay
- 17. Borrowing money for things that quickly lost value or come with high-interest rates
- 18. Money that is borrowed and must be repaid, usually with interest
- 19. Goals that are achievable within the next year