Financial Literacy Crossword

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Across
  1. 3. Payment an employer makes towards benefits
  2. 11. Method for transferring net pay electronically into employees account
  3. 12. Knowledge or skills obtained from learning
  4. 16. Rate of return earned on certain accounts
  5. 17. Process of paying off debt over a period of time
  6. 19. Software used to extort money
  7. 23. A transaction that is authorized but not processed is this
  8. 24. Money borrowed from the bank
  9. 25. Ability to influence, inspire, guide and mentor an individual towards a goal or vision
  10. 27. Batch processing network used for money transfers
  11. 28. Another name for a paystub
  12. 30. Paper document used for payments
  13. 32. Taking money out
  14. 33. Actual amount of money an employee receives
  15. 34. When someone steals or uses your personal information without your consent
  16. 35. Amount of money in your account
  17. 36. Three digit number that gives a snapshot of how you've handled your financial responsibilities
  18. 39. Payment card linked to an account
  19. 41. Rapid electronic method for transferring funds from one account to another
  20. 42. Amount of money earned over a period of time
Down
  1. 1. Charge for borrowing money or amount paid for keeping money on deposit
  2. 2. Ongoing process of acquiring new knowledge
  3. 4. Service to schedule payments
  4. 5. Small device criminals attach to legitimate card readers
  5. 6. Monetary compensation paid by an employer to an employee
  6. 7. Money placed into an account
  7. 8. Primary bank account to help with daily spending needs
  8. 9. Results from insufficient funds in an account
  9. 10. Valuable asset that a borrower pledges as security for a loan
  10. 13. Identifies specific bank using a 9 digit code
  11. 14. Not real
  12. 15. Occupation undertaken for a significant period of someone's life
  13. 18. A criminal who pretends to be a trusted person or organization
  14. 20. Bank account used to store money for future needs
  15. 21. Mandatory or voluntary amounts taken off on paystub
  16. 22. Total yearly cost of borrowing money
  17. 26. Also known as ATO
  18. 29. Movement of funds from one account to another
  19. 31. Total amount of money an employee earns
  20. 37. Warning signs
  21. 38. Agreed upon length of time for a borrower to repay a loan
  22. 40. Contract between bank and customer outlining roles and responsibilities