Across
- 2. Computerized machine that allows you to do a few basic banking functions without going to a bank
- 4. Interest rate can change during the duration of the loan based on the prime rate or an index rate
- 7. Account that allows a customer to deposit money and write checks from the account
- 12. allows you to borrow a limited amount of money called a line of credit
- 13. account that pays interest to the account holder but limits the number of withdrawals per month
- 14. Annual percentage rate, the rate on an investment for a one-year period
- 15. Fee charged for borrowing money
- 16. authorizes the bank to transfer money from your account to someone else
- 17. The current amount of money in your account
- 18. <580 credit score
Down
- 1. Located at the bottom left of a check
- 3. Interest rate remains constant during the duration of the loan
- 5. Largest portion that affects your credit score
- 6. 740-800 credit score
- 7. The less you use of your total available credit each month, the better
- 8. Abbreviation of Electronic Funds transfer
- 9. The beginning amount of your deposit
- 10. Calculated using payment history, capacity, length of credit, new credit, and mix of credit
- 11. 800-850 credit score