Financial Literacy Crossword

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Across
  1. 3. The act of using money to buy goods or services
  2. 5. Basic things that people must have to survive
  3. 7. Things that are nice to have but not necessary
  4. 10. A fee charged when making a transaction
  5. 12. Money that is owed or a debt.
  6. 14. Money spent on something
  7. 17. An open-ended loan that allows you to borrow money and carry a balance over from month to month
  8. 19. Money paid to the government that is used to fund public goods and services
  9. 21. A plan that outlines what money you expect to earn, spend, and save
  10. 24. To give something to help a person or organization
  11. 25. A savings tool from a bank that has a fixed maturity date and interest rate
  12. 27. Money you owe a person or a business
  13. 28. Money earned or received
  14. 29. Money that needs to be repaid by the borrower usually has interest
Down
  1. 1. Something you spend your money on that you expect will earn a financial return
  2. 2. An account at a bank that allows you to make deposits, pay bills, and make withdrawals
  3. 4. Using your personal information without your permission
  4. 6. A guarantee of compensation for a loss, damage, or illness
  5. 8. A type of investment that gives people a share of ownership in a company
  6. 9. An account at a bank used to set aside money; most pay you interest
  7. 11. An item with monetary value, like a house or a car
  8. 13. A fee charged by a lender and paid by a borrower
  9. 15. A dishonest trick used to cheat someone out of something.
  10. 16. A card used to make purchases with money from your checking account
  11. 18. A number that goes up or down based on your credit history
  12. 20. A card that is given to you as a gift that has a cash value for goods and services from a particular business
  13. 21. When you buy one of these, you are lending money to the issuer, and they will pay you back the loan at a certain date with interest
  14. 22. A paper order to a bank to pay someone from a checking account
  15. 23. A financial institution that handles financial transactions
  16. 26. This occurs when you don't have enough money in your account for the bank to cover a transaction but the bank covers the transaction anyhow