Across
- 2. A plan for how to spend and save money.
- 3. (two words, no space) A credit line that can be borrowed, repaid, and borrowed again, like a credit card.
- 4. (two words, no space)A member-owned financial institution offering similar services to a bank.
- 6. Sums of money borrowed that must be paid back with interest.
- 8. (two words, no space) A loan repaid with regular, fixed payments over time.
- 10. Setting aside money for future use.
- 12. When you spend more money than you have in your checking account.
- 14. The cost of borrowing money or the reward for saving it.
- 15. (two words, no space) A system that gives points or cash back for using a credit card.
- 18. (four words, no space)A savings account that offers a higher interest rate than average.
- 20. (two words, no space) A bank account used for everyday spending and payments.
Down
- 1. (three words, no space) A savings product that locks in money for a set time at a fixed interest rate.
- 5. Using money to pay for goods or services.
- 7. Someone who agrees to take responsibility for a loan if the borrower cannot pay.
- 9. The ability to borrow money with the agreement to repay it later.
- 10. (two words, no space) A bank account that earns interest on deposited money.
- 11. (two words, no space) The value of what you give up when you make a choice.
- 13. (two words, no space) A number that represents a person’s creditworthiness.
- 16. Financial institution that holds money and offers loans and accounts.
- 17. Taking money now with a promise to pay it back later.
- 19. Creating a strategy to manage money and reach goals.