Across
- 6. - the value of a financial asset increases over time
- 7. - anything that has current or future economic value to a business
- 11. - a unit of equity ownership in the capital stock of a corporation
- 12. - the cost of a business expense that doesn't change even with an increase or decrease in the number of goods and services produced or sold
- 14. - any expenses that change based on how much a company produces and sells
- 15. - a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports
- 18. - the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations, etc.
- 19. - the subscribed capital of a corporation or limited-liability company, usually divided into shares and represented by transferable certificates
- 21. - an item of value that a lender can seize from a borrower if he or she fails to repay a loan according to the agreed terms
- 22. - Investment is the dedication of money to purchase of an asset to attain an increase in value over a period of time
- 23. - the amount of money, property, and other transfers of value received over a set period of time in exchange for services or products.
- 26. - removing funds from a bank account, savings plan, pension, or trust
- 27. - cash reserve that's specifically set aside for unplanned expenses or financial emergencies
- 30. - the cost of a business expense that doesn't change even with an increase or decrease in the number of goods and services produced or sold
- 33. - the cash that the buyer pays upfront in a real estate transaction and other large purchases
- 34. - an accounting method for spreading out the costs for the use of a long-term asset over the expected period the long-term asset will provide value
Down
- 1. - the price you pay to borrow money or the cost you charge to lend money
- 2. - wages withheld from an employee's total earnings for the purpose of paying taxes, garnishments and benefits, like health insurance
- 3. - the difference between cost and ability to pay
- 4. - expenses that you can comfortably live without and is not essential for survival
- 5. - the estimated reduction in value of a fixed assets within a fiscal year
- 8. - an agreement between you and a lender that allows you to borrow money to purchase or refinance a home and gives the lender the right to take your property if you fail to repay the money you've borrowed.
- 9. - the money you may have available after taxes and deductions are taken out of your paycheck
- 10. - payment card that makes payments by deducting money directly from a consumer's checking account, rather than on-loan from a bank or card issuer
- 12. - Application for Federal Student Aid
- 13. - money borrowed by one party from another
- 16. - a number that represents the total yearly cost of borrowing money, expressed as a percentage of the principal loan amount(APR)
- 17. - an employer-sponsored retirement savings plan.
- 20. - mandatory contributions levied on individuals or corporations by a government entity
- 24. - money held at a bank
- 25. - generally operates as a substitute for cash or a check and most often provides an unsecured revolving line of credit
- 28. - An approved plan to spend a certain amount of money in a given fiscal year or project period
- 29. - the maximum amount of money a lender will allow you to spend on a credit card or a line of credit
- 31. - a specialized computer that allows you to complete bank transactions without the need to see a bank representative
- 32. - a legal proceeding initiated when a person or business is unable to repay outstanding debts or obligations