Across
- 1. make decisions based on what resources you already have
- 4. A fee charged when there isn't enough money in an account to cover an expense.
- 5. Borrowing money to pay for something that you'll have pay it back, plus more, later.
- 7. The state issues a title to provide a vehicle owner with proof of ownership. Each title has a unique number.
- 12. provides protection over unplannable expences
- 13. A form that tells a financial institution to give a certain amount of money from someone's account to someone else
- 14. money you borrow when using a loan or credit card
- 16. An amount that can be subtracted from someones tax liability that lowers their taxable income
- 17. A decrease or loss in value
- 18. fear of missing out,
- 21. the failure to make payments on time
- 24. costs that stay the same every month(rent insurance and phone bill)
- 26. when items are sold at a low price to attract customers who would want more
- 28. A form done by an employee to show his or her tax situation to the employer, who then withholds the corresponding amount of taxes from each paycheck
- 29. conform to the behaviors and beliefs of the people around you
- 31. fixed amount of money your payed over a certain time period(doesn't matter how much you worked)
- 35. costs that change month to month(gas, groceries)
- 38. A agreement where someone pays something off every month until its paid off
- 40. individual retirement account that allows a person to set aside after-tax income up to a specified amount each year
- 41. A used car that has been inspected, refurbished, certified and warranted by the original manufacturer
- 43. process of putting money to the side to increase wealth over time for long-term financial goals such as retirement
- 44. repair or replacement of a product if it breaks during a certain time
- 45. to take money out of an accountant an financial institutional
- 46. Someone you financially support who can be "claimed" on a tax return to lower your taxable income and lower your taxes
- 47. money you pay out of pocket for a covered insurance claim before your insurance begins to pay.
- 48. Money put into an account at a financial institution
- 49. anything you spend money on
Down
- 2. a savings plan sponsored by your employer who will match how much u contribute
- 3. Negative information like late payments, bankruptcies, or collections that stay on a report for 7–10 years.
- 6. total earning before deductables are taken out
- 8. A part of a company that can be given as an investment which gives the investor small part of the company
- 9. contributions to the government to pay for things like public serveces
- 10. amount of money you can get from an item you've already used
- 11. collection of financial investments like stocks, bonds, commodities, cash, and cash equivalents, including mutual funds and ETFs
- 15. a card that's used for borrowing money for a perchace(pay it back with interest if not paying back in certain time period)
- 19. tendency to regard losses as considerably more important than gains of comparable magnitud
- 20. An inquiry into your credit history, typically in advance of applying for a loan. Hard inquiries can negatively affect your credit for 12 months and remain on your credit history for two years
- 22. A bank account that allows access to money for everyday expenses.
- 23. Total earnings after payroll taxes and other deductions have been taken out (also called take-home pay)
- 25. federal program that provides monthly benefits to millions of Americans, including retirees, military families, surviving families of deceased workers, and disabled individuals
- 27. A detailed report containing A fee charged when there isn't enough money in an account to cover an expense.
- 28. A or a store's written agreement to repair a product or refund your money if the product doesn't work properly
- 30. investing in a large amount of stocks, bonds, and funds as a way to lower your overall risk
- 32. Taxes that are paid by employees to federal and state government through a direct deduction from their paycheck
- 33. subfield of economics that applies psychological insights into human behavior
- 34. what you pay for borrowing money
- 36. number between 300 and 850 that's compiled by considering someone's borrowing history and represents their creditworthiness to potential lenders
- 37. plan how to use your money
- 39. a contract that lets you use someone elses property for a certain amount of time
- 42. A form that an employer must send to an employee and the IRS at the end of the year to report the employee's annual wages and taxes withheld from their paycheck