Across
- 2. Wealth - financial assets, such as cash, investments, and real estate, that are passed down from one generation of a family to the next. It represents a family's financial legacy, providing future generations with a financial advantage.
- 4. - the cost required for something; the money spent on something.
- 5. - money received, especially on a regular basis, for work or through investments.
- 7. - an amount that is or may be taken from something, especially from taxable income or tax to be paid.
- 11. - a lack of something requisite, desirable, or useful
- 12. Position - receiving or recompensed by a salary rather than a wage.
- 13. - a fixed regular payment, typically paid on a daily or weekly basis, made by an employer to an employee, especially to a manual or unskilled worker.
- 15. - the money one has saved, especially through a bank or investment plan.
- 16. - a compulsory contribution to state revenue, levied by the government on workers' income and business profits, or added to the cost of some goods, services, and transactions.
- 19. - a compulsory contribution to state revenue, levied by the government on workers' income and business profits, or added to the cost of some goods, services, and transactions.
- 20. - the total amount of money brought in by a company's operations, measured over a set amount of time.
- 22. - done, produced, or occurring every two weeks or twice a week.
- 24. Rate - the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding.
- 27. - the management of large amounts of money, especially by governments or large companies.
- 28. Discipline - the practice of developing a set of rules to achieve one's financial goals
Down
- 1. Pay - the amount of money an employee receives after all deductions are subtracted from their gross pay.
- 3. - a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- 6. - the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
- 8. - a sum of money due as one of several equal payments for something, spread over an agreed period of time.
- 9. - taking of responsibility for one's own behavior and well-being.
- 10. - an individual, a group (public or private), or a financial institution that makes funds available to a person or business with the expectation that the funds will be repaid.
- 13. - a lack or deficiency of something.
- 14. - allow or provide a particular amount of money in a budget.
- 17. Benefits - the services and coverage provided by health insurance plans to protect individuals from medical expenses.
- 18. Decision Making - making choices that consider the impact on oneself and others, adhering to ethical and moral guidelines, and evaluating the potential consequences of actions.
- 21. Pay - the total amount of money an employee earns before any deductions are made, such as taxes, retirement contributions, or health insurance premiums
- 23. Score - A credit score is a number, typically ranging from 300 to 850, that indicates how likely you are to repay a loan or credit card debt. It's essentially a snapshot of your credit history and creditworthiness. Lenders use this score to assess the risk of lending you money and to determine factors like interest rates and credit limits.
- 25. Score - A FICO score is a credit score, specifically the one developed by the Fair Isaac Corporation (FICO), that is widely used by lenders to assess a borrower's risk. It's a three-digit number ranging from 300 to 850, with higher scores indicating a better credit history. Lenders use FICO scores to determine if someone is likely to repay borrowed money, and this influences their lending decisions and interest rates.
- 26. - a U.S. federal payroll tax. It stands for the Federal Insurance Contributions Act and is deducted from each paycheck. Your nine-digit number helps Social Security accurately record your covered wages or self-employment.