Across
- 3. marketing training including web based and social media training
- 4. A fund that invests across a range of asset classes but with a significant portion in defensive assets such as fixed interest investments and cash and a small portion in growth assets such as shares and property. This type of fund aims to provide a moderate level of income with some capital growth.
- 5. unique value proposition
- 6. A payment made by the government to the super fund of a low or middle income earner to reward them for making personal contributions to super. If you earn less than a certain amount, the Australian Government will match an after-tax super contribution, up to a maximum of $1,000.
- 9. Dying without a will.
- 12. A pension purchased with superannuation money on retirement. You can choose the amount of pension you receive each year within minimum and maximum levels set by law. Your super money is progressively drawn down until it runs out. For most people aged 60 and over, these pension payments have been tax-free since July 2007. Account-based pensions were previously known as allocated pensions.
- 17. client value proposition
- 18. Market The term used to describe a prolonged period of declining stock prices
- 19. emotional intelligence
- 20. The erosion of purchasing power over time through an increase in the cost of goods and services
- 21. Also known as a spending plan, it is a plan for spending and saving money that balances household income and expenses
Down
- 1. management training for financial planning practices
- 2. hot, warm or cold possible clients
- 4. Practitioner A credential granted by the Certified Financial Planner Board of Standards, Inc., to individuals who complete a comprehensive curriculum in financial planning and ethics.
- 7. compliance and risk management for youwhich gives you more free time to focus on core business and service your clients, safe in the knowledge that MLC is looking after your compliance and risk management issues
- 8. Regular updates on changes in legislation to help you stay informed.
- 10. Australian Financial Services Licence
- 11. continuing professional development
- 13. process of moving a customer from one financial product to another in order for an adviser or broker to earn a fee. This practice usually has little or no benefit to the customer
- 14. A fee charged by a broker for service.
- 15. social media and compliance requirements
- 16. who lends money in a mortgage arrangement.