Financial Planning for Life

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Across
  1. 3. All of the money that an indiviual receives or earns in a set period of time
  2. 5. Money expended that can increase your net worth and help you earn more money
  3. 6. Small amounts of money borrowed credit card lenders at a very high interest rate
  4. 9. The total amount of money held by an individual or company, including both assests and debts
  5. 11. money that is paid quarterly to shareholders of a company from the profits the company ears
  6. 12. paid at a regular rate in exchange for money lent
  7. 15. The things you would like to be able to do with your money in less than a year
  8. 18. Money that is expended with the expectation of earning profit in return
  9. 19. A plan for income an expenses during a set period of time
  10. 20. When the value of your investment grows based on investments and profits
  11. 21. The pay for work completed in a set of period of time
  12. 22. The extent to which a person or company is considered suitable to receive a loan based on their reliability in paying money back in the past
  13. 23. An employer sponsered acount where employees can save money rom each pay check to be used in retirement
  14. 24. DEbt that does not increase your net worth or help you earn more money
Down
  1. 1. The original amount of money lent in a loan that does not include interest
  2. 2. An investment strategy that divides up the amount of money being invested and purchases small quantities of assets over time.
  3. 4. A percentage of both the principal and previously accrued interest that is added to the total amount owed on a loan
  4. 7. An increase in monetary value
  5. 8. A small loan with a very high interest rate lent with the expectation hat the borrower will repay the full amount of the loan with their net paycheck
  6. 10. The things you would like to be able to do with your money in around one to five years.
  7. 13. The monetary fees given to an individual if they perform an early withdrawal from a locked or time specific account, such as a 401(k), 403(b), or IRA account
  8. 14. Property owned by a person that has value an could be used to pay off debt
  9. 16. Money that is owned in return for loan or a purchase
  10. 17. A tax-advantage retirement plan with an employer contribution
  11. 23. A retirement plan for the beneit of emploee of public schools, hospitals and certain tax exempt organizations