Across
- 2. This reduces the amount of money that's withheld from your paycheck (ex. Personal exemptions, child tax credits, or daycare expenses)
- 4. Exchange (goods or services) for other goods or services without using money.
- 5. The skills, knowledge, and experience possessed by an individual or population, viewed in terms of their value or cost to an organization or country.
- 7. An extra benefit supplementing an employee's salary, for example, a company car, subsidized meals, health insurance, etc.
- 9. A thin rectangular piece of plastic or metal issued by a bank or financial services company that allows cardholders to borrow funds to pay for goods and services
- 11. Money received, especially on a regular basis, for work or through investments.
- 13. The U.S. federal agency that oversees the collection of taxes—primarily income taxes—and the enforcement of tax laws (Internal Revenue Service)
- 15. A document that orders a bank to pay a specific amount of money from a person's account to the person to whom it has been issued
- 18. The money, property, or assets that someone receives from a person who has died
- 19. A tax that you pay to the national government, rather than to a state government
- 20. A person who relies on another as a primary source of income
- 21. A general increase in prices and fall in the purchasing value of money.
- 22. A legal procedure in which a person's earnings are required by court order to be withheld by an employer for the payment of a debt
- 23. A dollar amount that can be deducted from an individual's total income, thereby reducing the taxable income
- 24. Money obtained in return for labor or services.
Down
- 1. Transactions initiated through a financial institution which include ATM transactions, direct deposits, withdrawals or point-of-sale transactions.
- 3. An electronic payment card that stores cash for various types of payments (i.e. debit card)
- 6. A society in which purchases of goods or services are made by credit card or electronic funds transferral rather than with cash or checks.
- 8. Any forms of perks or compensation that are provided to employees in addition to their base salaries and wages
- 10. An amount that you can deduct from your taxable income to lower the amount of taxes that you owe (i.e. mortgage interest, retirement plan contributions, student loan interest)
- 12. The full amount an employee earns before taxes and other deductions are withheld from the paycheck
- 14. The four stages of an individual’s financial ________: accumulation of wealth, growing or managing wealth, preserving and protecting wealth, and transferring wealth
- 16. A card or token that can be exchanged for a specified cash value of goods or services from a particular business, given as a gift
- 17. A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.