Across
- 2. salary The amount a job pays in a year.
- 6. Money borrowed from a financial institution .
- 7. score Lenders use this number, which is calculated using all the information in your credit report, to decide whether to give you a loan or a credit card and determine the interest rate you have to pay for a loan or credit card Good credit history = higher score.
- 8. Someone who wants to take out a loan.
- 9. information Information such as Social Security number, current address, and bank accounts.
- 12. Money added to the checking account, or added to the balance on the check register.
- 13. income The amount a person can expect to make in their lifetime in a specific career.
- 14. payments, high credit card balances, or owing a lot of money= low credit score.
- 15. card A plastic card used to purchase goods or services. The money is deducted immediately from your account.
- 16. programs Part time employment available to eligible students that provides money to help them finance the costs of college education.
- 20. If you use your Bank of America card at a Chase Bank ATM.
- 21. training Training program for a specific career or trade (also called technical school).
- 23. balance The amount you still OWE on a bill, loan, or credit card.
- 24. account A bank account you take money out of by writing checks or using a debit card.
- 25. fee A fee charged by a financial institution when you take out more money than is in your account.
- 27. A fixed payment, usually paid on a schedule, that does not vary depending on how little or how much you work.
- 28. fee Additional money a bank may charge for getting cash or making deposits at their ATM if you do not belong to their bank.
Down
- 1. Amount paid based on a certain time period. You can earn a certain amount per hour, per day, or per week.
- 3. fee The amount charged by a financial institution for the services they provide in managing the account.
- 4. Anything that is purchased with the hope that it will be more valuable or worth more money at a future date.
- 5. A unique user code used to access accounts and make transactions.
- 10. background Information such as job history and income.
- 11. A bank/institution that gives out loans.
- 17. A specific amount of money to help pay for education that is awarded to students based on achievement that does not need to be repaid.
- 18. register Helps you keep track of deposits, withdrawals, and transfers to and from your checking account.
- 19. Any withdrawal, deposit, or transfer made with your account.
- 22. Money taken out of the checking account, or subtracted from the balance on the check register.
- 26. Money awarded to students based on financial need that does not need to be repaid.