Across
- 4. An extra amount added to a basic insurance premium due to an increased risk
- 6. A person who agrees to pay off a loan if the original borrower defaults
- 7. A non-refundable sum of money paid by the government for a specific purpose
- 11. Money paid into a bank account
- 12. An estimate of a persons ability to pay off a loan based on history
- 15. The portion of company profits paid out to its shareholders
- 16. The states free and confidential service that helps guide people out of debt
- 17. Spending on non-essential items like holidays or entertainment
- 21. An asset pledged as security for a loan that can be seized if unpaid
- 22. The principle of insurance stating that you should not profit from a loss
- 23. Money left over after paying taxes and essential living expenses
- 24. Something of value that you own
Down
- 1. Renting an asset over time without ever taking legal ownership of it
- 2. A compulsory legal requirement for all motor vehicle drivers in Ireland
- 3. A non-cash payment provided by an employer, such as a company car
- 5. A discount on motor insurance awarded for not making any claims
- 8. A financial plan of expected future income and expenditure
- 9. Permission given to a business to withdraw varying amounts from an account
- 10. Buying an item on the spur of the moment without prior planning
- 13. An unexpected piece of income, such as lottery winnings or an inheritance
- 14. A fixed annual payment made to an employee regardless of hours worked
- 18. Income tax calculated by an employer and sent directly to Revenue
- 19. Items essential for basic human survival, such as food and shelter
- 20. The item you must go without when you make a financial choice