Across
- 5. The original amount of money lent in a loan that does not include interest
- 6. Money that is paid quarterly to shareholders of a company from the profits the company earns
- 7. The things you would like to be able to do with your money more than five years in the future
- 8. Money paid at a regular rate in exchange for money lent
- 12. The things you would like to be able to do with your money in around one to five years
- 14. The total amount of money held by an individual or company, including both assets and debts
- 17. The total money held by an individual or company, including both assets and debts
- 18. A retirement plan for the benefit of employees of public schools, some hospitals, and certain tax-exempt organizations
- 19. A plan for income and expenses during a set period of time
- 21. An individual retirement account where you can make after-tax contributions; withdrawals made after age 59 1/2 are tax and penalty-free
- 22. The pay for work completed in a set period of time
- 23. The extent to which a person or company is considered suitable to receive a loan, based on their reliability in paying back money in the past
- 24. A small loan with a very high-interest rate lent with the expectation that the borrower will repay the full amount of the loan with interest with their next paycheck
Down
- 1. The initial payment at the point of purchase of a large item like a car or house; a bigger down payment can reduce the amount you must pay monthly
- 2. Property owned by the person that has value and could be used to pay off debt
- 3. A tex-advantaged retirement plan with employer contribution
- 4. All of the money that an individual receives or earns in a set period of time
- 9. Money expended that can increase your net worth and help you earn more money
- 10. Small amounts of money borrowed from credit card lenders at a very high-interest rate
- 11. A numerical value based on analysis of a credit record, describing a person's likelihood of paying back loans; credit scores range from 300 to 850
- 13. Money that is expended with the exception of earning profit in return
- 15. The monetary fees given to an individual if they perform an early withdrawal from a locked or time-specific accounts, such as a 401(k), 403(b), or IRA account
- 16. Money that is owed in return for a loan or a purchase
- 18. An employer-sponsored account where employees can save money from each paycheck to be used in retirement
- 20. An increase in monetary value
