Flashy Financing

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Across
  1. 5. The original amount of money lent in a loan that does not include interest
  2. 6. Money that is paid quarterly to shareholders of a company from the profits the company earns
  3. 7. The things you would like to be able to do with your money more than five years in the future
  4. 8. Money paid at a regular rate in exchange for money lent
  5. 12. The things you would like to be able to do with your money in around one to five years
  6. 14. The total amount of money held by an individual or company, including both assets and debts
  7. 17. The total money held by an individual or company, including both assets and debts
  8. 18. A retirement plan for the benefit of employees of public schools, some hospitals, and certain tax-exempt organizations
  9. 19. A plan for income and expenses during a set period of time
  10. 21. An individual retirement account where you can make after-tax contributions; withdrawals made after age 59 1/2 are tax and penalty-free
  11. 22. The pay for work completed in a set period of time
  12. 23. The extent to which a person or company is considered suitable to receive a loan, based on their reliability in paying back money in the past
  13. 24. A small loan with a very high-interest rate lent with the expectation that the borrower will repay the full amount of the loan with interest with their next paycheck
Down
  1. 1. The initial payment at the point of purchase of a large item like a car or house; a bigger down payment can reduce the amount you must pay monthly
  2. 2. Property owned by the person that has value and could be used to pay off debt
  3. 3. A tex-advantaged retirement plan with employer contribution
  4. 4. All of the money that an individual receives or earns in a set period of time
  5. 9. Money expended that can increase your net worth and help you earn more money
  6. 10. Small amounts of money borrowed from credit card lenders at a very high-interest rate
  7. 11. A numerical value based on analysis of a credit record, describing a person's likelihood of paying back loans; credit scores range from 300 to 850
  8. 13. Money that is expended with the exception of earning profit in return
  9. 15. The monetary fees given to an individual if they perform an early withdrawal from a locked or time-specific accounts, such as a 401(k), 403(b), or IRA account
  10. 16. Money that is owed in return for a loan or a purchase
  11. 18. An employer-sponsored account where employees can save money from each paycheck to be used in retirement
  12. 20. An increase in monetary value