Across
- 2. Digital lending initiative by one of the subsidiaries of RBI aims to enable frictionless, end-to-end credit using consent-based data?
- 4. The name Arundhati – one broke barriers in Indian banking, while the other achieved global recognition in literature. Which award for literature is being referred to?
- 9. I am RBI’s next-gen data warehouse, replacing an older system to handle Big Data and enhance policymaking. Launched to revolutionize analytics and supervision, who am I?
- 10. I am one of the largest free annual financial literacy tests for school students of Class VI to XII in India, undertaken by one of the subsidiaries of RBI. Who am I?
- 12. I was launched in June 2023 and named after a Sanskrit word meaning ‘inner vision.’ I help policymakers track progress in Access, Usage, and Quality of financial services. Who am I?
- 14. In the dictionary this word means “a general change or development,” but if you remove 'n' from my plural form, I become a platform that supports a sector contributing to over 40% of India’s exports. Which platform am I?
- 16. According to NPCI data, as of mid-2024, PhonePe and Google Pay collectively dominate 85% of the UPI market, with PhonePe holding around 49% and Google Pay at 37.4%. Which financial risk does this situation highlight?
- 17. I am an international entity, established by OECD, to enhance financial education by bringing together policymakers and stakeholders to share best practices and develop financial literacy policies. Who am I?
Down
- 1. Union Budget 2025-26 has changed the definition of this sector which forms a type of Priority Sector Lending Certificates (PSLCs). Who am I?
- 3. Which Priority Sector was also chosen as the theme for one of the past Financial Literacy Weeks
- 5. The absence of historical data poses a significant challenge for financial institutions in estimating loan losses linked to climate risks. Which RBI depository aims to address this issue?
- 6. It is a series of equal future cash flows periodically
- 7. I am a digital platform introduced by the RBI to simplify and fast-track regulatory approvals, ensuring transparency and efficiency. My name reflects a seamless and structured process for validation and authorization. Who am I?
- 8. When a financial storm hits, businesses and individuals often take this route to ease their repayment burden, adjusting terms without completely discarding the original agreement. What is this financial strategy called?
- 10. This key financial metric is determined by the spread between interest earned on loans and the cost of funds?
- 11. A lender looks beyond just income before approving a loan, assessing past repayments, existing debts and financial behaviour to gauge the borrower’s reliability. What is this evaluation called?
- 13. I help secure digital transactions by replacing actual card details with a unique alternate code, ensuring safer payments. This code is specific to a card, requestor, and device. What am I?
- 15. … are yen-denominated bonds issued by foreign entities in Japan.