FLW 2026

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Across
  1. 4. Security feature that replaces sensitive data with non-sensitive values (12)
  2. 6. KYC method using biometric verification (6)
  3. 8. Asset held in central bank reserves as a hedge against currency risk (4)
  4. 9. Malicious software designed to capture keystrokes (8)
  5. 10. Global standard governing payment card security (6)
  6. 13. Tap-and-pay technology using short-range communication (3)
  7. 14. Statutory mechanism for resolving complaints against banks and NBFCs (10)
  8. 15. Capital buffer RBI maintains to absorb unexpected losses (7)
Down
  1. 1. Difference between the face value of money and its cost of production (11)
  2. 2. Authority responsible for maintaining CKYCR (6)
  3. 3. Economic condition with neither excessive inflation nor weak growth (9)
  4. 5. Restrictive legal or trade measure used to exert pressure on counterparties (9)
  5. 7. Regulatory requirement to obtain clear customer permission (7)
  6. 11. Centralised registry that stores KYC records in India (5)
  7. 12. Smallest payable amount shown in a credit card statement (3)