Across
- 2. An intentional deception such as “Phishing”, to gain money or personal data illegally
- 4. The senior official appointed by the RBI to redress consumer complaints against systemic deficiencies
- 9. The time delay in data communication; reducing this is a key sub-theme for improving UPI reliability
- 10. Borrowing from formal institutions requires “Credit __________” to ensure timely repayment: FLW 2021
- 11. A legal right to keep possession of property belonging to another person until a debt is discharged
- 12. A written law passed by a legislative body; the RBI derives its “Mandate” from the RBI Act, 1934, which is this type of law
- 13. The 14-digit identifier (abbrev.) used by the Central KYC Registry to simplify cross-sector verification: FLW 2026
- 15. “Account _______” refers to the practice of maintaining updated records and closing unused accounts to prevent misuse.
Down
- 1. A term used in financial reporting where a debit balance is cancelled out by a credit balance
- 3. A sustained increase in the general price level of goods and services; the primary target of the Monetary Policy Committee
- 5. A term for an individual who allows their bank account to be used by others to launder “dirty money”, often without realizing it: FLW 2026
- 6. A fixed sum of money paid to someone each year, typically for the rest of their life: FLW 2025 Sub-theme
- 7. The acronym for the modern, remote method of performing KYC via a live interaction with a bank official
- 8. Businesses (abbrev.) involved in manufacturing, production, or services, categorized by low investment in equipment and limited annual turnover: FLW 2020
- 14. A type of spear-phishing that specifically targets high profile executives or senior officials