Fun with Contracts

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Across
  1. 2. Any treatment, procedure, facility, equipment, drug or drug usage that in the opinion of Blue Cross is not medically necessary; lacks sufficient published data; or is not recognized as a standard of care in current prescribing guidelines or practice setting protocols.
  2. 5. A deterioration of health or a bodily disorder that has been diagnosed by a Physician and requires regular and continuous care.
  3. 6. A sudden, fortuitous and unforeseeable event.
  4. 10. A situation that permits a member to change their coverage.
  5. 11. The management and care of a participant to improve or cure an illness, disorder or injury.
  6. 12. Participation under this policy is a condition of employment and 100% of eligible employees must apply for coverage.
  7. 14. The amount of eligible expenses that the participant must pay before Blue Cross will reimburse any eligible expenses.
  8. 15. An employee who is eligible and approved for coverage under this policy.
Down
  1. 1. The percentage of the eligible expense Blue Cross will pay for Health Benefits as specified in the Summary of Benefits.
  2. 3. Statements or medical evidence about a Participant’s health, as needed and requested by Blue Cross at any time and must be submitted on forms approved by Blue Cross for that purpose.
  3. 4. The employer or group that is specified on the group coverage policy page.
  4. 6. A provider of health care services or supplies who has been approved by Blue Cross to provide specific eligible expenses.
  5. 7. Essential work-related activities that are performed by the Member.
  6. 8. The spouse or child of a member.
  7. 9. A person who works for the employer the minimum number of hours per week specified in the summary of benefits and is a resident of Canada.
  8. 13. Canadian Life and Health Insurance Association Inc.