Future Smart

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Across
  1. 2. a small piece of ownership in a company
  2. 3. taking out more money than what is in an account
  3. 5. an expense that occurs regularly and the amount does not change from month-to-month
  4. 7. a type of insurance that covers the cost of medical expenses
  5. 10. a three-digit numerical rating of how likely you are to pay off your debts
  6. 11. an account used to put away funds to be used in an emergency
  7. 16. stands for Federal Deposit Insurance Corporation and insures deposits at banks
  8. 18. the cost to enroll in higher education
  9. 19. a type of loan used to finance the purchase of real estate
  10. 22. a fee incurred when you take out more money than what is in you bank account
  11. 23. the total amount of money you can charge to your credit card
  12. 27. a type of car insurance that covers any damage caused to another person or their vehicle
  13. 28. when referring to budgeting, a need is an expense that you can't live without
  14. 29. system that allows you to pay bills automatically from you checking account
  15. 31. the amount of money a business makes, after all expenses have been paid for
  16. 32. abbreviation that stnads for Automated Teller Machine
  17. 33. a bank account that offers a safe place to store your money and allows you to make withdrawl
  18. 34. provides a short-term loan from the credit card company
  19. 35. an abbreviation for Free Application for Federal Student Aid
  20. 36. payment type that allows you to make purchases using money directly from you checking account
  21. 39. an expense that you would like to have and is not an absolute necessity
  22. 41. a network of consumers of producers of goods and services in a community
  23. 42. a monetary fee you are charged for borrowing money
  24. 43. a fixed payment for work usually paid on a weekly or bi-weekly basis
Down
  1. 1. positive earnings, when you have earned more in revenue than you spent on expenses
  2. 4. interest rate charged by a credit card on any outstanding credit card balance
  3. 6. the amount of money a business makes within a specific time period typically a month
  4. 8. money you earn from a job, your birthday or your allowance from parents
  5. 9. amount paid based on a certain time period
  6. 12. refers to the talent and expertise a person possess to perform a certain job or skill
  7. 13. amount taken out of your paycheck to pay for income taxes
  8. 14. a plan for spending or saving money that is made up of income and expenses
  9. 15. the next best alternative that was given up by making a certain decision
  10. 17. when money is automatically transferred into your account electronically
  11. 20. a type of insurance that covers any damage you may cause to another person or their vehicle
  12. 21. a statement showing the total amount of money owed based on your credit card transactions
  13. 24. the percentage of interest you either make or pay on a principal
  14. 25. the people that are financially protected under a life insurance policy
  15. 26. provide money to students for college that does not have to be paid back
  16. 30. when money is added into a bank account
  17. 37. the money you're spending includes everything you buy, such as food, concert tickets, or even a pack of gum
  18. 38. taz on the amount of money you earn that is paid to the federal or state goernment
  19. 40. the amount of pay you take home after all taxes are taken out