GEM

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Across
  1. 3. On The Go
  2. 5. Turn That Frown Upside Down
  3. 6. Builds Credit
  4. 8. ___________ The Clue
  5. 9. Plan For The Future
  6. 11. Not A UFO But ___
  7. 13. Do It Again
  8. 15. Protection
  9. 16. Deposit With A Picture
  10. 17. Address By
  11. 18. Show Gratitude
  12. 19. ______ Indifference
Down
  1. 1. Say Hello
  2. 2. Comes With A Membership
  3. 4. Let Us Pay Them For You
  4. 7. Get That Pay Right Away
  5. 10. Guiding & Engaging Members
  6. 12. ________ Objections
  7. 14. Suggest
  8. 15. In The End