General insurance terms

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Across
  1. 2. an amount that the insured pays before insurance starts to pay
  2. 8. agent who sells for two or more insurance companies
  3. 10. chosen provider that is paid by the number of members that chose that provider
  4. 11. agent who only sells for one insurance company
  5. 12. amount paid at regular intervals to an insurance company to have valid insurance
Down
  1. 1. time until an employee becomes eligible for benefits
  2. 3. time deductible waiting period before benefits are paid
  3. 4. closed panel includes gatekeeper that refers member to all treatment
  4. 5. if insurance company doesn't respond to applicant in forty five days policy is automatically restored
  5. 6. to make whole
  6. 7. sharing of risk
  7. 9. period of time between due date and cancellation