General Vocabulary Crossword Puzzle

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Across
  1. 1. A PERSON WHO PAYS FOR THE RIGHT TO LIVE IN A RESIDENCE OWNED BY SOMEONE ELSE
  2. 4. A WRITTEN CONTRACT OF INSURANCE BETWEEN THE INSURER AND POLICYHOLDER COMPOSED OF DEC PAGE, POLICY FORM, AND ENDORSEMENTS
  3. 9. THE FRONT PAGE OF A POLICY THAT SPECIFIES THE KEY INFORMATION THAT VARIES FROM INSURED TO INSURED
  4. 11. TEMPORARY WRITTEN AGREEMENT WHICH PROVIDES COVERAGE UNTIL A POLICY CAN BE WRITTEN OR DELIVERED
  5. 12. A GAP IN COVERAGE
  6. 13. A UNIT OF COST THAT IS MULTIPLIED BY AN EXPOSURE BASE TO DETERMINE AN INSURANCE PREMIUM
  7. 14. THE BASIS OF A CLAIM FOR DAMAGES UNDER THE TERMS OF A POLICY
  8. 15. PERIOD FOR WHICH POLICY IS IN EFFECT
  9. 16. AN EVENT, SITUATION, OR INCIDENT THAT CAUSES PROPERTY DAMAGE OR LOSS
  10. 17. THE PROCESS OF DETERMINING WHETHER TO ACCEPT A RISK AND, IF SO, WHAT AMOUNT OF INSURANCE THE COMPANY WILL WRITE
  11. 18. THE INSURED OR THE PROPERTY TO WHICH AN INSURANCE POLICY RELATES
  12. 19. A CERTAIN PERCENTAGE OF PREMIUM PRODUCED THAT IS RETAINED AS COMPENSATION BY INSURANCE AGENTS AND BROKERS
Down
  1. 2. A PROVISION IN AN INSURANCE POLICY THAT ELIMINATES COVERAGE FOR CERTAIN RISKS, PEOPLE, PROPERTY CLASES, OR LOCATIONS
  2. 3. CONDITIONS THAT INCREASE THE PROBABILITY OR SEVERITY OF A LOSS SUCH AS POOR HOUSEKEEPING, UNFENCED POOL, BROKEN STEPS,ETC
  3. 5. REQUEST MADE BY THE INSURED FOR THE INSURER'S REMITTANCE OF PAYMENT DUE TO LOSS
  4. 6. A CONTRACTUAL RELATIONSHIP THAT EXISTS WHEN ONE PARTY (THE INSURER) FOR A CONSIDERATION (THE PREMIUM) AGREES TO REIMBURSE ANOTHER PARTY FOR LOSS
  5. 7. REQUIREMENTS NEEDED TO BIND, ISSUE, OR ENDORSE A POLICY
  6. 8. AN AMENDMENT OR RIDER TO A POLICY ADJUSTING TERMS OF COVERAGES AND TAKING PRECEDENCE OVER THE GENERAL CONTRACT
  7. 10. THE STATE OF BEING SUBJECT TO LOSS BECAUSE OF SOME HAZARD OR CONTINGENCY