GIFT OF CERTAINITY

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Across
  1. 3. Our name for our brilliant children.
  2. 6. Financial protection for future use.
  3. 8. The partner for uninterrupted schooling.
  4. 10. The "best legacy" that requires a plan.
  5. 11. The "thief" that raises fees.
  6. 13. Ensuring future generations are okay.
Down
  1. 1. The first step to a dream school.
  2. 2. The period ending with fee reminders.
  3. 3. Avoiding the shock of mid-term hikes.
  4. 4. Princess’s dream (and expensive) career.
  5. 5. The final goal of seeing them in a gown.
  6. 7. The rising cost of classes.
  7. 9. Knowing fees are already "ascertained."
  8. 12. Keeping school gates open for your child.