Across
- 6. A bank account you take money out of by writing checks or using a debit card.
- 7. A plastic card used to purchase goods or services. You receive a monthly bill, and you will pay interest on any balance you carry.
- 8. register Helps you keep track of deposits, withdrawals, and transfers to and from your checking account.
- 10. Information including credit card payments and outstanding balances.
- 11. Lenders use this number, which is calculated using all the information in your credit report, to decide whether to give you a loan or a credit card and determine the interest rate you have to pay for a loan or credit card. Good credit history = higher score. Late payments, high credit card balances, or owing a lot of money= low credit score.
Down
- 1. Money taken out of the checking account, or subtracted from the balance on the check register.
- 2. A plastic card used to purchase goods or services. The money is deducted immediately from your account.
- 3. Part time employment available to eligible students that provides money to help them finance the costs of college education.
- 4. Money awarded to students based on financial need that does not need to be repaid.
- 5. A specific amount of money to help pay for education that is awarded to students based on achievement that does not need to be repaid.
- 6. Compiled by agencies to help lenders decide whether or not to loan money to consumers. Includes a person's credit history as well as personal information like their Social Security number and address, employment background, and income.
- 9. Amount paid based on a certain time period. You can earn a certain amount per hour, per day, or per week.
