Across
- 4. The amount of money that is actually in your checking account.
- 6. Helps you keep track of deposits, withdrawals, and transfers to and from your checking account.
- 9. Lenders use this number, which is calculated using all the information in your credit report, to decide whether to give you a loan or a credit card and determine the interest rate you have to pay for a loan or credit card.
- 10. A plastic card used to purchase goods or services. The money is deducted immediately from your account.
- 12. The amount charged by a financial institution for the services they provide in managing the account.
Down
- 1. A bank account you take money out of by writing checks or using a debit card.
- 2. Compiled by agencies to help lenders decide whether or not to loan money to consumers. Includes a person's credit history as well as personal information like their Social Security number and address, employment background, and income.
- 3. The amount a job pays in a year.
- 5. Information including credit card payments and outstanding balances.
- 7. Money added to the checking account, or added to the balance on the check register.
- 8. A plastic card used to purchase goods or services. You receive a monthly bill, and you will pay interest on any balance you carry.
- 11. Someone who wants to take out a loan.