Credit and Debt Cross Word

4. It is not impossible to go to college
6. The increased value of a home over time
8. With a home equity loan, the owner cashes out a portion of their equity in a
11. A legal claim against an asset until the loan/debt is repaid
12. Borrowed from the federal government or private lenders to pay the cost of going to college
13. An asset that loses value over time
14. Come with higher interest rates and fees and some have penalties if you pay them off early
15. What type of credit is when you have to put down a deposit or use something as collateral
18. What type of credit is used for most credit card
19. Something owed, offered as security on a debt

1. Predatory lenders keep people in a terrible cycle of
2. Who owns the house until a home mortgage is paid off
3. When there’s an agreement or a contract that puts you on a schedule of payments
5. A fixed amount of money that will be paid back in monthly installments
7. when the lender doesn’t require you to put down a security deposit or collateral
9. A lender that uses unfair practices on borrowers who are desperate for cash
10. On average a car payment is paid off over how many year
11. You do not need what to go to college
16. To stay away from debt you need to know how to deal with
17. Failure to repay a loan on time