Health Insurance

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Across
  1. 4. an insurance company representative, licensed by the state
  2. 5. amount payable by insurance company for coverage
  3. 9. the amount of charges that must be absorbed by the protected person before benefits are paid by the company
  4. 10. any chance of loss
  5. 12. comprehensive health care group (abbr.)
  6. 13. a government health insurance premium for individuals 65 and older
  7. 14. non payment of premium
  8. 18. physical or mental disability resulting from injury or illness
  9. 19. period, time between the period of disability and the beginning of disability income insurance benefits
  10. 20. a policy is renewable each
  11. 21. agreement attached to policy which exempts coverage for certain conditions normally covered
Down
  1. 1. a demand for payment of benefits
  2. 2. term disability-offered for prolonged illness
  3. 3. benefits which include hospital, surgical, and doctor's visits
  4. 6. specific conditions for which policy will not pay
  5. 7. benefits paid if someone dies
  6. 8. renewable contract- one which the insured has the right to continue
  7. 11. benefits paid in a predetermined amount in the event of a covered loss
  8. 14. termination of the policy because consumer has failed to pay premium within the time required
  9. 15. medical, health insurance to finance the cost of major illness and injury
  10. 16. period from date of employment to date insurance is in force
  11. 17. period, a specific period after a premium payment is due in which consumer may make payment