Why do we need Health Insurance?

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Across
  1. 3. Money you directly pay is out-of-___________
  2. 4. Many employers offer health insurance plans, this kind of health insurance is called employer-____________
  3. 6. The first step in getting health insurance
  4. 8. A set amount paid by the insured (you) each time a medical service is accessed
  5. 10. Like Medicaid, this is another government issued health insurance plan
  6. 11. The out of Pocket________________ you pay for medical services in a year.
  7. 13. The percentage of the cost of care
  8. 14. The amount the insured (you) must pay out of pocket before the insurance starts to pay
Down
  1. 1. Doctors and hospitals that have negotiated lower rates with that health insurance
  2. 2. The amount the insured (you) pays in addition to the amount paid by the insurance company
  3. 5. Who you see when you feel sick
  4. 7. Where you go for medical emergencies
  5. 9. The vehicle that brings you to the hospital
  6. 12. The monthly recurring cost of an insurance plan